Commercial insurance is more than a commodity. In many cases, your commercial insurance program is the primary tool that will keep your business running in the case of disaster such as a fire, water damage, storm damage, vandalism, an accident, or employee injury. Your insurance policy will allow you to replace what was damaged or lost and provide financial resources to continue operations.
Having the wrong policy is almost the same as having no policy. And getting the right policy comes down to having a qualified and capable insurance broker that knows their business, understands your business, and puts that knowledge to work in a way that fully protects you.
In last year’s Zywave Broker Services Survey, ninety-one percent of respondents said it was important that their insurance broker have a thorough understanding of the company’s business. Ninety-four percent of respondents said it was important that their broker have coverage and policy expertise and eighty-eight percent said it was important that their broker help the organization become a more educated insurance buyer.
A broker who is an industry specialist can provide your company with comprehensive risk summaries and checklists specific to your business. This is where the caliber of the BHS team makes a difference. We maintain a roster of talented practice group leaders in a wide variety of industries, from non-profits to manufacturing to public gardens and transportation. Our consultative process and deep network of industry resources help our team members stay ahead of the curve on a range of risk-mitigation strategies within industries. This enables us to better understand the complexities of your business and to be able to give knowledgeable advice. We make it our business to know your business!
Our agency also offers a robust set of client tools and a library of employee communications materials—including flyers, poster and payroll stuffers—specific to the hazards relevant to your industry. Our clients can access them on a client portal and find answers to common risk management questions. Our resources include access to a nationwide community forum to seek advice from your peers.
In addition, our team offers a range of value-added services to help your business run smoothly, including compliance, HR support, safety expertise and claims management. Our services "go wide" and our expertise "goes deep." Talk to us about ways we can help protect your business.