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Q: Does homeowners’ insurance cover bed bugs?

June 7, 2019


Unfortunately, no. Homeowners’ insurance does not cover bed bugs. Actually, the following are excluded from every home policy: birds, vermin, rodents, and insects. The most common claim question we see from this category involves carpenter ants.

A pest control provider is your best option for recommendations to rid your home of any of the “pests” mentioned above.

Answered by:

Diane Fargo

Account Manager

38 years’ insurance experience, 18 years at BHS Insurance

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