Personal Health, Life, Dental

Personal Insurance

Health Insurance

There’s no need to figure out the ABC’s of individual health insurance when we have access to carriers for A-Z health plans. Our tenured agents will assess your individual needs and find the health insurance option that meets your current—and future—needs.

  1. Individual
  2. Medicare
  3. Short-Term Health
  4. Long-Term Care
  5. Long-Term Disability
Learn More

Life Insurance

You work hard. Make sure the ones you love are taken care of.

Life insurance is a must to help secure your family or business in the event of an untimely death. Our agency represents many well-known and reputable term life companies. Based on your age, height, weight, tobacco use, medical, and family history, we can match you up with a company that will offer the coverage most well-suited for your needs.

Type of Life Insurance

Term Life - Term life insurance provides you with financial protection for a specific amount of time (i.e. 10-20 years).

Available Carriers

We have a variety of A++ carriers: Banner Life, Cincinnati Life, Prudential Life, Trans American, and VOYA Financial


Looking for ways to keep your family healthy?

Did you know? Dental insurance is considered the 10th essential health benefit required for all children under the age of 19. This coverage can be applied for anytime during the year, however there may be waiting periods to receive all of the benefits under the policy.

  1. Preventative is covered up to 100% immediately after enrollment. However, there is a 6 month waiting period for Basic Services (fillings, crowns and sealants) and 12 months wait on Major Services (crowns and bridges).
  2. Orthodontics is not covered.
  3. Plan carriers include BCBS Humana and United Health One.
  4. BCBS/BCN direct connect click here

Have a question about Personal Health Insurance? We know that "one size fits all" is not an insurance option.

Learn Why Others Choose BHS