Q: As a first time home buyer, are there any homeowners insurance discounts available to me?

June 28, 2018


Congratulations on your new home! Discounts may apply to your situation under the following circumstances:

  • Homeowner Discount: Some of our carriers give a discount just because you own a home.
  • Advance Quote Discount: If we can quote your home seven or more days before you need the policy, a discount may apply. Be sure to contact us as soon as you know you will be purchasing a home.
  • Group Discount: If you belong to one of the following groups, you may qualify for a discount:
    • College alumnus
    • Credit Union member
    • Current mortgage holder
    • There are several groups that involve occupations as well.*
  • Loss-Free Discount: You may also be eligible for a loss-free discount if you have not had a claim on a renters’ insurance policy in recent years.
  • Multi-Policy Discount: If you have your auto and home insurance with the same company, a multi-policy discount may be an option. This usually saves you 20-25% on each policy.
  • Multi-Policy with Life Insurance: You can also get a discount on the home policy if you have a life insurance policy with the same company. Many clients take out a life policy to cover their mortgage and protect their loved ones from having to make mortgage payments after they are gone.

We would be happy to discuss all coverages and discounts available to you as you proceed with this exciting chapter in your life.

*To see if you quality for these discounts - or one of many others - please visit the DMV's website.

Answered by:

Lisa Miller

Account Manager

14 years’ insurance experience, 7 years at BHS Insurance

Ask a Question

Have a question? We'd love to hear from you.

Send us a question and we'll respond as soon as possible.

Something went wrong.
Please provide your full name
Something went wrong.
Something went wrong.
Submitting form...


Your question has been submitted.