Commercial Insurance

We understand that different businesses have vastly different needs. Our team of professionals will help your organization assess your risk to create comprehensive insurance and risk management programs. We maintain relationships with over 30 top AM Best rated regional and national carriers; we provide the highest level of protection at a competitive cost.

We provide our clients with extensive services that help them manage risk and quickly resolve claims. Each client is matched with an Account Management team that provides prompt, professional service. Along with answering your questions about billing and changes to coverage, we provide quarterly newsletters, employee training, and informational seminars geared towards helping your organization navigate the world of risk.

If you are interested in any of our specialty programs, please download one of the informational PDF’s located on our sidebar.

What people say about us.

  • Our Insurance Agent BHS, hit the ground running, 11/6/2008 fighting to get the best rates and benefit package for the members of local 436. They worked diligently and quickly to inform & educate us, so we could ratify our contract in mid December 2008. BHS said “they would keep weekly contact with us, to help members with various problems that might arise.” This is an understatement, I speak to one of them daily sometimes more than that, plus one of their reps is at our Union Hall every Tuesday to meet with members one on one, and more often if needed. This open communication and personal visits has helped our members feel confident that BHS is here for us and will help us any way possible.

    Osmond Smith, Chief Steward IUE-CWA Local 436

  • For 20 years, Adapt has enjoyed our insurance relationship with Berends Hendricks Stuit. We have found them to be integrous to deal with, knowledgeable of insurance
    coverages, and proactive as a resource to keep us on track and out of trouble.

    Tom Kramer Coldwater Board of Public Utilities

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