Public Gardens

Public Gardens

BHS Insurance currently insures over 60 public gardens across the United States. Working closely with the American Public Gardens Association (APGA), BHS has focused on meeting the unique and sometimes challenging needs of public gardens. Our team is fully committed to providing comprehensive coverage along with valuable services and support to our garden clients.

Our approach is service-centric, starting with a risk assessment to identify areas in safety, compliance, human resources and overall corporate culture. Understanding the importance of safe spaces and positive visitor experiences, the insurance and risk management program is built with the goal of providing an appropriate, responsive insurance program, claims management protocol, risk mitigation, contractual risk transfer guidance and accident investigation planning.

Every day brings new opportunities and experiences. It’s about the people and the impact we can make to help each public garden succeed.

BHS is the American Public Garden Preferred Partner.

APGA website

American Public Gardens Association Preferred Partner and Endorsed Agent Click here to learn more.

Special Events Insurance Think Speed. Think Convenience. Think FastCov from BHS.

Vendors & Exhibitors Insurance Think Speed. Think Convenience. Think FastCov from BHS.

AmericanChecked Inc. Background Screening Solutions Click here to discover their featured products.

Capital Asset Management HCA Asset Management


Most Recent…..

Pokémon Go Liability...BHS has received questions and concerns from public gardens regarding their liability, should a guest be injured while playing Pokémon Go. Read this article to find out the Garden’s exposure due to these game playing guests and who is responsible for injuries.


Beat the Summer Heat.....Heat and humidity can cause several different types of heat-related illnesses including heat cramps, heat exhaustion and heat stroke. Knowing the signs and symptoms of each type of illness will help to keep your guests and staff safe through the summer season.

The First 24 Hours After an Employee Injury.....The moment an employee injury occurs, a sequence of event begins that can last for weeks or even months. But no matter how prolonged the recovery period, the first 24 hours after an injury are the most crucial for the best possible outcome.

Hazardous Plants & Infected Insects - Easy to follow tutorial on how to protect yourself and relieve symptoms from hazardous plants and infected insects.

Crowd Management - Prevent Crowd-Related Injury - The guidelines in this article are designed to help your guests, employees and volunteers avoid injury during a crowded event.

International Travel Tips - With the spring travel season arriving and new countries to explore, what should you do to prepare for a safe travel experience? How can you protect employees while traveling internationally? Before you pack your bags, here are some helpful tips to consider.

Making Safety a Habit - Make your public garden a safe place you can be proud of with these 4 components.

Social Engineering: Good Intentions, Devastating Results - The arboretum discovered the entire donation to be fake, and the “legal and permit fees” were actually wired to a fraudulent overseas account.

Best Practices for Hiring Drivers Construction Contracts - Use these guidelines as a reference to help devise a hiring process to yield the most positive results for your public garden.

Employee or Independent Contractor - Employer misclassification has a direct impact on employee eligibility for benefits, taxation and legal protections such as minimum wage and overtime rights. Answer these six factors to determine if your public garden is classifying employees correctly….

Minimizing Visitor Injury Risk - Visitor personal injury claims can be costly and very damaging to a public garden’s reputation. They can be much more frequent than employee injury claims and employee safety programs are not sufficient to protect visitors.

Privacy and Cyber Security - Understanding the risks involved with data security can save your public garden thousands of dollars.

Social Media - When you start thinking about your social media policy, don’t think of it as a punitive document that outlines a framework for disciplining various infractions. Instead, think of it as a set of guidelines to help employees understand the issues and risks, and stay out of trouble—thereby keeping the company out of trouble.

Summer Heat Safety Tips - Summer heat can be more than uncomfortable; it can be a threat to your health. Make sure you stay safe on the job - and protect your patrons and contractors, too - with these summer safety tips.


Not having any direct working knowledge of BHS I was unsure of the service. It turns out the service is simply the best I’ve
ever worked with. Providing consistent quick responses to complicated questions, BHS is smart, trustworthy,
knowledgeable and responsive!

Mark Gasparini, CFO, Brooklyn Botanic Garden