Ask an Agent: Is a bedbug infestation covered by my homeowners’ insurance?
Q: Does homeowners’ insurance cover bed bugs?
A: Unfortunately, no. Homeowners’ insurance does not cover bed bugs. Actually, the following are excluded from every home policy: birds, vermin, rodents, and insects. The most common claim question we see from this category involves carpenter ants.
A pest control provider is your best option for recommendations to rid your home of any of the “pests” mentioned above.
What can BHS Insurance help you with? We have over 25 associates dedicated to finding the best coverage for your life, home and auto needs. Request a quote online today.
Diane Fargo, Account Manager
38 years’ insurance experience
18 years at BHS Insurance