Ask an Agent: Can I cancel my insurance policy before it expires?

February 01, 2019
Auto Insurance,

Q: What happens if I cancel my car insurance policy before it expires?


A:  You may cancel your car insurance at any time. If you are paid ahead, the carrier will refund you the pro-rated difference. If you are not paid ahead, you will be expected to pay for the time you were covered. Please keep in mind that Michigan is a mandatory insurance state and a lapse in insurance coverage may result in higher premiums when you try to purchase coverage again.


What can BHS Insurance help you with? We have over 25 associates dedicated to finding the best coverage for your life, home, and auto needs. Request a quote online today.


Answered by:



     Angie Galey, Account Manager

      20 years’ insurance experience

      5 years at BHS Insurance