Ask an Agent: Best Vehicle for New Drivers?
Q: What is the best type of vehicle for a new driver to keep insurance costs down?
A: Hi Ron,
There really is no “perfect” vehicle to get, especially when you have a new driver, but I can definitely give you some tips on things to look for!
The more safety features, the better! The safer the vehicle is and better it does in crash testings, means a better price for insurance. Also, anything with 4 doors versus a vehicle with 2 doors will have a better rating. The 2 door vehicles can tend to be rated a little higher because they might be considered more like a sports vehicle. Size of the motor will make a difference too; so a 4-cylinder will most likely have a better price than a 6 or 8-cylinder. A domestic vehicle rather than a foreign made vehicle will have a better price too - especially if it’s something you need full coverage on. If there is an accident and parts need to be replaced, the foreign parts can be a more expensive.
If there are a couple different vehicles that you are trying to decide against, give us a call! We can get the coverage rated for you to see what the price difference might be.
Jamie Timmer, Account Manager
20 years’ insurance experience
13 years at BHS Insurance
Email me! email@example.com