Top 10 Ways to Control Your Mod
Your experience modification factor, or mod, is an important component used in calculating your workers’ compensation premium. If you can control your mod, you can lower your price — so we’ve gathered top tips to help you impact your bottom line.
Fill Your Coverage Gaps with Inland Marine Insurance
Inland marine insurance was once used strictly in the ocean marine industry to protect against property losses before, during and after water transfers. As the non-ocean aspect of the cargo journey developed, cargoes were transferred to barge, and the term “inland marine” was created.
Tips for a Healthier Halloween
Trick-or-treat? It’s what about 93 percent of all children in the United States will do on October 31. Each little goblin hauls in about 250 pieces of candy. That bulging bag is stuffed with about 9,000 calories and three pounds of sugar. Kind of scary? It doesn’t have to be.
Maximizing Open Enrollment for Employees
Open enrollment can be an overwhelming time for both employers and employees. Employees are given the opportunity to re-evaluate their current benefits and make changes for the coming year, while employers must choose a benefits package that balances cost and value and facilitate the enrollment process.
5 Fall Maintenance Projects for Your Home
It’s the perfect time of year to step outside in the cooler weather and complete a few fall home maintenance projects. Maintaining your home will reduce the likelihood of major damage during the bitter cold months, saving you time and money.